List of Nigerian Banks USSD Codes to transfer Money From Mobile Phone - NAIJA INFORMATION

November 06, 2016

List of Nigerian Banks USSD Codes to transfer Money From Mobile Phone

Today, to transfer money with your phone is now easy, with you Banks USSD code you can perform this simple task in a more convenient, secure way without paying a visit to your bank or spending long hours queuing on ATM. With your Banks USSD codes, you can perform task such as money transfer, Pay bills, Recharge card, Change your card pin, Read mini-statements, withdraw money or make purchases among several others.

List of Nigerian Banks USSD Codes to transfer  Money From Mobile Phone


How to Transfer Money USSD Codes


For you to perform this transfer, this need to be done on your mobile line, which is linked with your account, your NUBAN "10 digit receivers account number of the bank", the beneficiary bank Name. which include

  • Zenith Bank
  • First Bank
  • Access Bank
  • GTB
  • UBA
  • Diamond bank
  • Union Bank etc….
next is to input transfer PIN, or Last 4 digit of your ATM Card depending on your bank to confirm transfer. The recipient account number will be shown to you before you enter the your PIN. This is done in order to confirm the account you are about to send money to. 

Nigerian Banks USSD Codes for Money Transfers


Guaranty Trust Bank (GTB) USSD Money Transfer Code


To transfer money to any GTBank account, simply dial *737*1*Amount*NUBAN Account No# e.g. *737*1*1000*1234567890# from the mobile number registered with the Bank.

Now if you intend to send money to your friend or anyone using a non GTB Acct ( other Bank : such as First, Diamond etc) dial *737*2*Amount*NUBAN Account No

#e.g. *737*2*1000*1234567890#. you will then be required to enter the last four digits of your GTBank Naira Master Card in order to authenticate the transfer.


First Bank USSD Money Transfer Code


To transfer money using First bank USSD code, simply dial *894# and select 1; To withdraw money dial *894# and select 2 , To make purchase dial *894# and select 3 ; To pay bills dial *894# and select 4 ; To buy airtime dial *894# and select 5 ; and finally to manage account. dial *894# and select 7.


Diamond Bank USSD Money Transfer Code


Diamond Bank USSD Money transfer code seems to be available only for Y’ello account holders, so to transfer or send money to any Diamond Bank account Dial *710*710*PHONE NO*AMOUNT*PIN# while to Transfer money to other banks using the Y’ellO account Dial *710*777*ACCOUNT NO*AMOUNT*PIN#.


Fidelity Bank USSD Money Transfer Code


To transfer money to any Fidelity bank account dial this *770*NUBAN Account no*Amount#; let’s take for instance you want to send N1000 to your friends Fidelity bank account, dial *770*1234567890*1000# then enter your 4 digit pin

However if this is your first time of using the service, and you do not have any Registered PIN before, then you will need to create one by dialing *770#, Enter your NUBAN Account number (Fidelity bank account number), Select a 4-digit PIN for your account. Now you can proceed to make your transfer.

Wema Bank USSD Money Transfer Code

For Wema Bank USSD transfer code dial *322*035*NUBAN*AMOUNT#. As stated above this most be initsiatd on the same Phone number your registered with your account.


Ecobank USSD Money Transfer Code


Ecobank Mobile Banking USSD transfer code Dial *326# and follow the on screen prompt.


Skye Bank USSD Money Transfer Code


Skye Bank USSD mobile banking code Simply dial *833# to get started and follow the prompts strictly


Sterling Bank USSD Money Transfer Code


Sterling Bank USSD code dial *822# To get started and follow the prompts accordingly.

Note : an access fee of N5 will be deducted from your airtime each time you dial the sterling bank ussd code on your phone. A PIN will also be required to complete transactions via the ussd code. You will get the pin when you register for the Sterling bank *822# service.


United Bank for Africa (UBA) USSD Money Transfer Code


United Bank for Africa ( UBA ) USSD mobile banking code Simply dial *919# from your registered phone number to kick start.


Unity Bank USSD Money Transfer Code


For Unity Bank USSD mobile banking code dial *389*215# and follow the screen prompts.


Zenith Bank USSD Money Transfer Code


For Zenith Bank USSD code use as follows:
  • To create a bank account simply dial *966*0# and follow the onscreen prompts.
  • To check for balances on any of your accounts, all you need to do is simply dial; *966*00#
  • To load airtime simply dial *966*Amount*Mobile Number# on your phone
  • To transfer money to another account Dial *966*Amount*Account Number# (e.g. *966*1000*1234567890#)

First City Monument Bank (FCMB) USSD Money Transfer Code


To use FCMB USSD mobile banking code Dial *389*214# and you will receive a Welcome Message with options to reply with as follows :
  • Activate with card
  • Activate with Account
  • Activate with Mwallet
  • Choose option 2 by typing 2 since it is your first time of using the service and Enter your account number, thereafter you may need to Call Care Centre on 01-2798800 or visit any FCMB branch to generate your PIN. Once you have your PIN Dial *389*214# on the phone and click on Security, Select Change PIN to enter your default PIN and enter your new four digits PIN when prompted
  • Dial *389*214# to access the FCMB Mobile service

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